It strikes like a bolt from the blue: unwanted, unexpected, unwelcome. Unfortunately, many of us are totally unprepared for the financial hit that a disability of any kind can bring. According to a Federal Reserve Report on the Economic Well-Being of US Households, 46% are not prepared for even a $400 emergency.
Almost 9 out of 10 employees trust their employer to provide financial and insurance information. Yet, only about 1 out of 3 Employees have access to Employer-Sponsored Disability Income Protection Insurance to protect their income and their financial well-being.
As alarming is that, particularly for groups of under 100 employees, the protection they have in place may not even provide the real benefit that they believe that they have.